Free Check · SEBI Circular SEBI/HO/IMD/IMD-I/DF9/P/CIR/2021/620 · Updated 2023
SEBI Accredited Investor Checker
Check if you meet the SEBI threshold to access AIF investments without the ₹1 Cr minimum. The most common error: including your principal residence in net worth. This tool applies the correct SEBI exclusion.
Track A — Net Worth
Threshold: Net worth ≥ ₹7.5 Cr (principal residence excluded per SEBI Circular 2021/620)
Bank balances, FDs, equity portfolio (market value), MF NAV, PPF, bonds, NPS corpus
All immovable property at market value, excluding your primary home
Entered for reference only — EXCLUDED from SEBI net worth calculation
Gold (market value), vehicles (depreciated value), business capital account
All loans, credit card dues, other debts
Track B — Income
Threshold: Annual gross income ≥ ₹2 Cr in BOTH of the 2 preceding financial years
Enter your assets/income above and click Check Eligibility to see your SEBI accredited investor status.
Statutory Basis
SEBI Circular SEBI/HO/IMD/IMD-I/DF9/P/CIR/2021/620 — Accredited Investor Framework
SEBI introduced the Accredited Investor (AI) framework on 13 August 2021. An individual qualifies if: (a) annual income ≥ ₹2 Cr in each of the 2 preceding financial years, OR (b) net worth ≥ ₹7.5 Cr (with at least ₹3.75 Cr in financial assets). The circular explicitly excludes the value of the principal residence from net worth calculation.
SEBI Circular SEBI/HO/AFD/PoD1/CIR/2023/189 — Updated Thresholds (Nov 2023)
SEBI updated and streamlined the Accredited Investor framework in November 2023. The threshold for net worth remains ₹7.5 Cr excluding principal residence. Accreditation is valid for one year and must be renewed.
SEBI (AIF) Regulations 2012 — Regulation 2(1)(b)
Alternative Investment Funds require a minimum investment of ₹1 Cr per investor. SEBI Accredited Investors may invest below this minimum in schemes specifically designed for accredited investors, per amendments to AIF Regulations.
CVL Accreditation Portal — aia.cvlindia.com
Accreditation is processed through CDSL Ventures Limited (CVL) at aia.cvlindia.com. Required documents: CA net worth certificate with UDIN (for net worth track) or CA income certificate with UDIN (for income track), PAN, and ₹5,000 accreditation fee. Certificate valid for 1 year from issuance.
Principal Residence Exclusion — Critical Requirement
The most common error in accreditation applications: including the value of the principal residence in net worth. SEBI Circular SEBI/HO/IMD/IMD-I/DF9/P/CIR/2021/620 explicitly mandates exclusion. A CA certificate that includes principal residence value will be rejected by CVL. The certificate must state the exclusion explicitly.
Need a CA net worth certificate for CVL accreditation?
Our CAs issue SEBI-compliant net worth certificates with UDIN, explicitly excluding principal residence as required by SEBI Circular 2021/620. We understand what CVL looks for and issue certificates that clear accreditation on first submission.