DTAA Myth: 'NRIs Don't Pay Tax in India' — What Form 10F Actually Does

India has a DTAA with my country, so I don't pay tax in India. You will hear some version of this claim in every NRI tax discussion online. It is wrong in a specific, costly way. DTAA — Double Taxation Avoidance Agreement — means you will not pay tax twice on the same income. It does not mean you pay zero tax.