Harun Raaj & AssociatesHarun Raaj & Associates

Moment guide · FY 2026-27

I am paying out my notice period or being paid for it

Is notice period buyout money paid to the employer tax-deductible?

Sec 15Sec 17(3)Sec 192Verified 2026-08-11

If you pay your employer to waive the notice period, that payment is not deductible from your income — it is a personal capital outflow. Salary paid to you during a notice period, even garden leave where you do not work, is fully taxable under section 15. When you switch jobs mid-year, submit Form 12B to the new employer so aggregate TDS under section 192(2) is recomputed correctly.

Your legitimate options

Every route the statute actually gives you — with its condition, cap and deadline.

RouteConditionCap / deadline
You pay the employer to buy out noticeEmployee compensates the employer for the unserved notice period — NOT deductible for the employeeNo deduction under any head; the amount is a personal capital payment
Employer pays you for garden leaveSalary paid during the notice period without work — fully taxable as salaryTaxable u/s 15 regardless of whether you worked
Multiple employers in the yearProvide Form 12B to the new employer so aggregate TDS is correctSection 192(2) recomputation by the new employer

The #1 trap

Trying to deduct the notice-period buyout amount paid to your old employer — it is not deductible under any section, and reels that call it 'expense against salary' are wrong. The reverse case is also misread: salary paid during a garden-leave notice period is fully taxable even though you did no work.

The decision path

Follow it top to bottom — the first condition that matches is your answer.

  1. IF you pay the employer to buy out your notice period → the payment is not deductible under any head of income.
  2. IF the employer pays you during the notice period → the amount is taxable salary u/s 15 even if you did not work.
  3. IF you have two employers in the year → give the new employer Form 12B so TDS reflects aggregate income.
  4. IF the buyout is a contractual compensation (e.g., bond recovery) → it is still a non-deductible personal payment for you.
  5. IF a shortfall remains after both employers' TDS → pay the balance as advance tax or self-assessment tax before filing. [VERDICT: buyout out is personal; buyout in is taxable salary.]

Worked example

Mehak, analyst switching firms with a one-month notice buyout

Mehak resigns from her current employer, which requires 90 days of notice. She negotiates a buyout: she pays the employer ₹1,20,000 to leave immediately. That ₹1,20,000 is a personal capital payment; it is not deductible against her salary or any other head of income, and the belief that it offsets salary is a common error. Her new employer pays her a salary of ₹30,00,000 a year, and she works from the first day of the next month. Because she had two employers in the financial year, she gives the new employer Form 12B showing her income and TDS from the old employer, so the new employer recomputes aggregate TDS under section 192(2) and does not under-deduct. The old employer, meanwhile, pays her salary for the days she actually served — say ₹40,000 — which is fully taxable. If instead the old employer had asked her to serve the notice period on garden leave without work but paid her full salary of ₹1,50,000, that entire amount would still be taxable salary under section 15, because the tax is on receipt, not on work performed. Her tax liability for the year is based on the total salary from both employers plus any buyout amounts she received, and she cannot reduce it by the ₹1,20,000 she paid out. If her total TDS falls short, she pays the balance as self-assessment tax before filing her ITR by 31 July, and reconciles both Form 16s against Form 26AS. Mehak keeps the buyout settlement letter and the relieving letter for records even though no deduction is available. A quick call with us dials in the final figure. Mehak also records the exact dates: the old employer's TDS certificate covers the salary paid up to her relieving date, and the new employer's certificate covers the rest, so her Form 26AS shows two sets of TDS entries that she reconciles against both Form 16s. If the buyout amount had been paid by the employer to her — a severance or garden-leave payment — it would be taxable salary in full, and any relief under section 89(1) for a compensatory payment would require Form 10E filed before the return. A quick call with us dials in the final figure.

Questions people actually ask

Can I deduct notice-period buyout paid to my employer?

No. The payment to buy out a notice period is a personal capital outflow and is not deductible under any head of income.

Is salary received during garden leave taxable?

Yes. Salary is taxable on receipt under section 15, whether or not you worked during the notice period.

Do I need Form 12B after a job switch?

Yes — Form 12B lets the new employer recompute aggregate TDS under section 192(2), avoiding a large shortfall at filing.

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Sections: 15, 17(3), 192 · Last verified 2026-08-11 · Reviewed by Harun Raaj & Associates, Chartered Accountants. Every figure cites the Income-tax Act, 1961 (with ITA 2025 mapping via our section index).