Wealth · Balance sheet
Net Worth Snapshot
A personal balance sheet — assets, liabilities, net worth, debt-to-asset ratio, liquidity ratio and an allocation donut. Purely client-side: nothing is stored or uploaded.
Assets
Liabilities
Net worth
₹0
₹0 assets − ₹0 liabilities
Total assets
₹0
Total liabilities
₹0
Debt-to-asset
0.0%
Liquidity ratio
0.0%
⚠ <10% — most wealth is illiquid
Asset allocation
Enter asset values to see the allocation donut.
Liquidity ratio counts FD/debt + gold as liquid. This is a point-in-time snapshot; values are self-reported — use market values, not cost. Real estate market value estimation is approximate. For a CA-certified net worth certificate (required for AIF applications and bank submissions), see the net worth certificate tool →
Notes
Debt-to-asset above 30% is the caution line; above 50% is the danger line commonly used in lending and net-worth certification. A liquidity ratio below 10% means most of your wealth is locked in property or retirement accounts — a constraint for emergencies and for meeting short-dated obligations.
Nothing you enter here is stored or transmitted. Use the Print button to save a copy of your snapshot.
Hub Guide · Wealth Structuring
Go deeper — the Wealth Structuring hub
Knowing your net worth is the start — the hub covers structuring it efficiently: HUF vs trust, FEMA and Schedule FA compliance, estate planning, and the SEBI accredited-investor route.