Business Advisory — Structure & Strategy

The RBI's USD-INR Forex Swap Facility closes its FCNR(B) channel on August 31, 2026. NRIs who lock in current elevated rates before this deadline will retain them for the full deposit tenure. Understand the deadline, tax treatment, and home-country implications.

The RBI's new TReDS Directions 2026, notified June 24, 2026, remove MSME seller due diligence requirements, introduce NCGTC credit guarantees for financiers, and mandate CERSAI registration of invoice assignments. This article explains the five major reforms and their impact on MSME working capital.

ECLGS 5.0, approved 6 May 2026, offers ₹2.55 lakh crore in 100% government-guaranteed working capital loans to qualifying MSMEs with existing bank or NBFC accounts. Borrowers can access up to 20% of peak Q4 FY26 utilisation (max ₹100 crore) with a 2-year principal moratorium. Applications close 31 March 2027.

A full-time CFO in India costs ₹60–180 lakh per year once PF, bonus, and fixed overheads are included. A Virtual CFO costs ₹15,000–55,000 per month. But the decision is not just about cost — it is about the stage of your business, the complexity of your compliance, and how much CFO-level judgment you actually need. This guide breaks it down.

What is your business worth? In India, valuation is not just a curiosity — it is a legal requirement for FDI, ESOP grants, buybacks, and M&A deals. This guide covers the three primary valuation methods, sector-specific EV/EBITDA multiples, Rule 11UA for angel tax, and how IBBI Registered Valuers differ from a CA valuation opinion.

Every company subject to statutory audit faces one question: are we ready? This checklist covers CARO 2020's 21 reporting clauses, the 2021 Schedule III amendments, and the five control areas auditors scrutinise most in mid-size companies during FY 2025-26.